To Avoid the Fees

  • Maintain a total deposit balance of $300.00 in your credit union membership account number.
  • Have a credit union loan in good standing.
  • Direct Deposit or payroll deduction.
  • Under 20 years of age.

  2013 Holiday Schedule

 

Thursday, Nov 28 and Friday, Nov. 29 – Thanksgiving Holiday

Wednesday, Dec 25 – Christmas Day

 

 2014 Holiday Schedule

 

 Wednesday, Jan. 1 - New Year's Day

Monday, Jan. 20 - Martin Luther King Jr. Day

Monday, Feb. 17 - President's Day

Monday, May 26 - Memorial Day

Friday, Jul. 4 - Independence Day

Monday, Sept. 1 - Labor Day

Monday, Oct. 13 - Columbus Day

Tuesday, Nov. 11 - Veterans' Day

Thursday, Nov. 27 and Nov. 28 - Thanksgiving Holiday

Thursday, Dec. 25 - Christmas

 

* This holiday is designated as "Washington's Birthday" in section 6103(a) of title 5 of the United States Code, which is the law that specifies holidays for Federal employees. Though other institutions such as state and local governments and private businesses may use other names, it is our policy to always refer to holidays by the names designated in the law.

 

Important Information About Procedure(s) For Opening A New Account

THIS IS YOUR DISCLOSURE CONCERNING IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT. IT CONTAINS INFORMATION CONCERNING OUR REQUEST FOR INFORMATION IN ORDER TO VERIFY YOUR IDENTITY AND INCLUDES NECESSARY DISCLOSURES AS REQUIRED BY THE USA PATRIOT ACT (31 CFR PARAGRAPH 103 ET SEQ.) AND THE NATIONAL CREDIT UNION ADMINISTRATION RULES AND REGULATIONS (12 CFR PART 748). PLEASE BE CERTAIN TO READ THESE DISCLOSURES CAREFULLY AND NOTIFY US AT ONCE IF ANY PARTS ARE UNCLEAR.

Throughout these Disclosures, the references to "We", "Us", "Our" and "Credit Union" mean FINANCIAL BENEFITS CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services offered by Us. "Account" means any account or accounts established by You.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an Account.

What this means for You: When You open an Account, We will ask You for Your name, address, date of birth, and other information that will allow Us to identify You. We may also ask to see Your driver's license or other identifying documents.