To Avoid the Fees
2014 Holiday Schedule
Monday, Sept. 1 - Labor Day
Monday, Oct. 13 - Columbus Day
Tuesday, Nov. 11 - Veterans' Day
Thursday, Nov. 27 and Nov. 28 - Thanksgiving Holiday
Wednesday, 12 noon Dec. 24 - Christmas Eve
Thursday, Dec. 25 - Christmas
Friday, 12 noon Dec. 31 - New Year's Eve
2015 Holiday Schedule
Thursday, Jan. 1 - New Year's Day
Monday, Jan. 19 - Martin Luther King Jr. Day
Monday, Feb. 16 - President's Day
Monday, May 25 - Memorial Day
Friday, Jul. 3 - Independence Day
Monday, Sept. 7 - Labor Day
Monday, Oct. 12 - Columbus Day
Wednesday, Nov. 11 - Veterans' Day
Thursday, Nov. 26 and Nov. 27 - Thanksgiving Holiday
Friday, Dec. 25 - Christmas
* This holiday is designated as "Washington's Birthday" in section 6103(a) of title 5 of the United States Code, which is the law that specifies holidays for Federal employees. Though other institutions such as state and local governments and private businesses may use other names, it is our policy to always refer to holidays by the names designated in the law.
Important Information About Procedure(s) For Opening A New Account
THIS IS YOUR DISCLOSURE CONCERNING IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT. IT CONTAINS INFORMATION CONCERNING OUR REQUEST FOR INFORMATION IN ORDER TO VERIFY YOUR IDENTITY AND INCLUDES NECESSARY DISCLOSURES AS REQUIRED BY THE USA PATRIOT ACT (31 CFR PARAGRAPH 103 ET SEQ.) AND THE NATIONAL CREDIT UNION ADMINISTRATION RULES AND REGULATIONS (12 CFR PART 748). PLEASE BE CERTAIN TO READ THESE DISCLOSURES CAREFULLY AND NOTIFY US AT ONCE IF ANY PARTS ARE UNCLEAR.
Throughout these Disclosures, the references to "We", "Us", "Our" and "Credit Union" mean FINANCIAL BENEFITS CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services offered by Us. "Account" means any account or accounts established by You.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an Account.
What this means for You: When You open an Account, We will ask You for Your name, address, date of birth, and other information that will allow Us to identify You. We may also ask to see Your driver's license or other identifying documents.