Rates

Rates

Loans| Savings| Certificates

New Auto Loans	APR*
12 to 60 months	1.49%

Used Auto Loans	APR*
12 to 36 months	2.25%
More than 36 months	2.99%

Signature Loans	APR*
12 to 48 months	12.50

*APR = Annual Percentage Rate
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Loans	Rate	APR*	Term
Floating Home Loans Fixed with 7 year call options; 1.25 points	6.250	6.500	300	Calculator
Floating Home Loans Variable with 7 year call options; 1.25 points	5.000	5.200	360	Calculator
Unsecured Lines of Credit	14.000	14.000	n/a

*APR = Annual Percentage Rate
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Effective Sept. 15, 2011
Rates may be changed at any time.

Savings	Dividend Rate	APY*	Term
Membership Share $0 - $299.99		0.000	n/a
Membership Share $300 - $999.99	0.100	0.100	n/a
Membership Share $1000 - $2499.99	0.100	0.100	n/a
Membership Share $2500 - $9999.99	0.100	0.100	n/a
Membership Share $10000 and above	0.100	0.100	n/a
Junior Jump Account (ages 0 - 12) $25.00 and above	0.250	0.250	n/a
Teen Jump Account (ages 13 - 17) $25.00 and above	0.250	0.250	n/a
Market Daily $2500 - $7499.99	0.150	0.150	n/a
Market Daily $7500- $9999.99	0.150	0.150	n/a
Market Daily $10000 and above	0.150	0.150	n/a
Share Draft Account $0 - $999.99		0.000	n/a
Share Draft Account $1000 and above	0.050	0.050	n/a
Christmas Club $5.00 and above	0.150	0.150	n/a
IRA Shares - Roth/Traditional/ESA $5 - $4999.99	0.350	0.351	n/a
IRA Shares - Roth/Traditional/ESA $5000 - $9999.99	0.350	0.351	n/a
IRA Shares - Roth/Traditional/ESA $10000 and above	0.350	0.351	n/a

*APY = Annual Percentage Yield
Your funds are fully insured (up to $250,000.00) by the NCUSIF (National Credit Union Share Insurance Fund) an agency of the federal government.
The above accounts are variable rate accounts.
Dividends are declared and paid monthly on all accounts.
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Effective Sept. 15, 2011
Rates may be changed at any time.

Certificates	Minimum Deposit	Interest Rate	APY*	Term
IRA Certificates Roth/Traditional/Educational $300	$300	0.400	0.401	12
IRA Certificates Roth/Traditional/Educational $2500	$2500	0.400	0.401	12
IRA Certificates Roth/Traditional/Educational $10000	$10000	0.400	0.401	12
IRA Certificates Roth/Traditional/Educational $25000.01	$25000.01	0.400	0.401	12
IRA Certificates Roth/Traditional/Educational $300	$300	0.600	0.602	24
IRA Certificates Roth/Traditional/Educational $2500	$2500	0.600	0.602	24
IRA Certificates Roth/Traditional/Educational $10000	$10000	0.600	0.602	24
IRA Certificates Roth/Traditional/Educational $25000.01	$25000.01	0.600	0.602	24
IRA Certificates Roth/Traditional/Educational $300	$300	1.000	1.005	36
IRA Certificates Roth/Traditional/Educational $2500	$2500	1.000	1.005	36
IRA Certificates Roth/Traditional/Educational $10000	$10000	1.000	1.005	36
IRA Certificates Roth/Traditional/Educational $25000.01	$25000.01	1.000	1.005	36
Certificates of Deposit $300	$300	0.150	0.150	3
Certificates of Deposit $2500	$2500	0.150	0.150	3
Certificates of Deposit $10000	$10000	0.150	0.150	3
Certificates of Deposit $25000.01	$25000.01	0.150	0.150	3
Certificates of Deposit $300	$300	0.200	0.200	6
Certificates of Deposit $2500	$2500	0.200	0.200	6
Certficiates of Deposit $10000	$10000	0.200	0.200	6
Certificates of Deposit $25000.01	$25000.01	0.200	0.200	6
Certificates of Deposit $300	$300	0.300	0.300	12
Certificates of Deposit $2500	$2500	0.300	0.300	12
Certificates of Deposit $10000	$10000	0.300	0.300	12
Certificates of Deposit $25000.01	$25000.01	0.300	0.300	12
Certificates of Deposit $300	$300	0.550	0.551	24
Certificates of Deposit $2500	$2500	0.550	0.551	24
Certificates of Deposit $10000	$10000	0.550	0.551	24
Certificates of Deposit $25000.01	$25000.01	0.550	0.551	24
Certificates of Deposit $300	$300	0.900	0.904	36
Certificates of Deposit $2500	$2500	0.900	0.904	36
Certificates of Deposit $10000	$10000	0.900	0.904	36
Certificates of Deposit $25000.01	$25000.01	0.900	0.904	36

*APY = Annual Percentage Yield
Your funds are fully insured (up to $250,000.00) by the NCUSIF (National Credit Union Share Insurance Fund) an agency of the federal government.
Dividends are declared and paid monthly on all accounts.
All Certificates of Deposit are automatically renewed at maturity at the current rate at that time.
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